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99 New Patient Special. Also, we will be happy to assist you in the transfer of any current dental records and x- rays over to our office. To learn more about this offer or redeem it, give us a call today. 29 New Patient Exam*. Due to Covid-19, we will be taking Vital signs including Temperature. Best Crowns, Bridges, Root Canal, Dentures, Fillings. SupportContact Us Location & Hours Financing 5 Star Reviews Review Us Our Sterilization Practices Blog.
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39 New Patient special offer includes Limited exam & X-rays for Adults. Consultation/2nd Opinion. Call Us Today For A Brighter, Healthier Smile! Affordable High Quality Dentistry For The Entire Family. For New Uninsured Patients.
The Right Price for a Fresh Start. Not available for Emergency visits. Valid only on new patients at Maryland Dental Center. This offer is only valid for the first scheduled visit and can not be combined with any other offer. Review of Invisalign Options. In the absence of gum disease and cannot be used with dental insurance. At Premier Dental, we check for oral cancer as part of your regular exam in support of The James. Once the forms are completed the receptionist will call for you to go inside and start your visit. Our dentist is dedicated to serving the communities of Clarksville and surrounding areas. Article by Dr. Kourosh Mehrabian, DDS FICOI. Premier Dental Makes Dentistry Affordable. We believe that all patients should have access to quality dental care, whether or not you have insurance. Your first visit should be as simple and stress-free as possible. Our New Patient Special cannot be used with insurance, but we are in-network with a wide range of providers and offer third-party payment options as well.
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Thinking about coming to visit Bellevue Family & Cosmetic Dentistry for the first time, but need a little more convincing? Customized treatment plan. Affordable Dental care for all. For new patients only. Steps for your safety: taking vital signs, floor markings for social distancing, sneeze guards, Air sanitizers, PPE including N95 masks, and disinfecting rooms after every use. Once you see us you will become a part of our family of patients. Free Second Opinion.
Pediatric patients may also include fluoride application. Includes Exam, X-Rays & Cleaning. Our $29 New Patient Exam is what sets us apart from the rest. Skylyn Dental Associates is designed with you in mind. Premier Dental is made up of a small group of local dentists who came together under a common philosophy of patient education, clinical quality care, and community outreach.
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Please try to arrive 30 minutes early for your exam. Whether or not you have insurance, our team is here to help you receive the dental care you deserve. This offer is for an exam, cleaning & full set of X-rays and applies to our Adult New Patients. Our comfortable, cozy office and friendly team are here to make you feel right at home, so you can enjoy your appointment from start to finish. For Insured Patients (Determined by your plan). For one time use only. Regularly priced at $133. Our office is equipped with cutting edge technology like CEREC and Cone Beam CT guided surgery to ensure a swift, accurate, and painless treatment of your unique dental needs. We look forward to meeting you…providing you with excellence in oral healthcare and dental treatment…and welcoming you into our caring, comprehensive, patient-centered practice! This exam also lets you evaluate our office, staff, and procedures.
Our doctors are not commission based so what they recommend will not affect their pockets. Program Cost Estimate. Becoming A New Patient. To start you off on the right foot, we want everything about your first appointment to feel easy – starting with the price. This offer has no cash value. Teeth Cleaning Special Offer. Valid for new patients only, some restrictions may apply. We accept all people and all forms of payment; including insured, self-insured, self-pay, and noninsured, we offer discounts for everyone. Premier Oral Cancer Screening. If we find any oral health problems during your first visit, our team will diagnose the issue and craft a tailored treatment plan that suits your needs and your budget. If you have Covid symptoms we may not be able to see you for your own safety and other patients and staff safety. We welcome new patients and are proud to be your new dental home! Are you a new patient to Wood Creek Dental? Check out these frequently asked questions, or call us at (864) 573-9255 to speak with our Spartanburg team.
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It has been our experience that patients coming to us like our frankness in recommending what is good for them. Must present/specify coupon while booking appointment. Free Office Consultation. From most advanced equipment to most experienced doctors and frank doctors that are on salary and not on commission complemented by a host of experienced staff.
Special offers cannot be combined with any other special and are available for a limited time only. Come and see how we have become one of the most sought after dental offices in the nation. Appointment must be made at least 24 hours in advance. For New & Existing Patients. Premier's Difference. Joining our Wood Creek Dental family is a simple matter of picking up the phone and giving us a call. You will be able to fill out forms regarding your health history, privacy disclosures, and personal information using our Fast Check-In computerized system yourself.
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Offer cannot be combined with other offers or insurance. Please note that fields marked with an asterisk (*) are necessary to send your request successfully. Premier Cleaning, Exam, X-rays. Our staff will help you if needed.
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Use the form below to sign up. Top local dentist by. Review of Dental Goals. Limited oral examination.
Patient must be 15 years or older. We know that going to a new dental practice can be a bit nerve-wracking, so to make things easier, your first checkup, cleaning, and set of X-rays will only cost $99! 99 New Dental Patient Special – Ellicott City, MD. Exam of Teeth Positioning.
If you do have insurance, our Spartanburg team is happy to help you file any paperwork and maximize your benefits.
A broker-dealer need not automatically use a detailed approach when no such indication exists, although providing at least some level of specificity (even if not required) may help eliminate misunderstandings. Our employees have a genuine concern for our representatives, and our business operation is designed to allow them the time and resources to provide personal service. The other big batch of cost would be licensing, state licensing fees, firm affiliation fees, the technology, and the E&O insurance is also a large one. We will get to know your practice closely so we can provide you with the best solution every time you call. I have done that for $500 to $600 a month for six years, and it's 2015 as I record this. Do you have any quotas? However, the fact that a customer initially needed help understanding a potential investment or investment strategy need not necessarily imply that the customer did not ultimately develop an understanding. Broker Dealer Services – World Choice Securities, Inc. Video tutorials about broker dealer with no minimum production. So there's a bunch of costs of doing business that aren't really optional, and those tend to run around $10, 000 a year as a good estimate. Can I maintain an independent practice on only $100,000 of revenue. 11 Regulatory Notice 08-35, at 2 (stating that direct participation programs (DPPs) and unlisted real estate investment trusts (REITs) are referred to as "investment programs"). Their service culture is one of honesty, integrity, and responsibility, which matches our excellent service ethic and culture.
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FINRA emphasizes, however, that a high level of liquidity does not, in and of itself, mean that the recommended product is suitable for all customers. The institutional-customer exemption does not apply to reasonable-basis and quantitative suitability. Some customers, moreover, desire portfolios made up of securities with different levels of liquidity, risk and time horizons.
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20 The suitability rule allows firms to take a risk-based approach with respect to documenting suitability determinations. 2], the rule would not cover an implicit recommendation to hold. The Compliance Officer at WCS "has been in your shoes" selling on commission and understands your perspective. Where a broker did not recommend the original purchase of a security but explicitly recommends that the customer subsequently hold that security, the new suitability rule would apply. Firms may continue to use such approaches. Broker dealer with no minimum production's infos. Quantitative Suitability. If you come to us in a group, we can make a "group payout deal" based on the total volume of the group.
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See infra note 38] (emphasis in original). 83 FINRA stated that a broker-dealer may conclude in some cases that a customer is not capable of making independent investment decisions in general. What is the nature of the obligation under the suitability rule created by a hold recommendation? And we have a special relationship with the Lincoln Financial Group. State Registration Fees: Vary depending on each annual state fee: - Firm Element Continuing Education- $25 per year through an online vendor. We believe our transition process is the best in the business. Stock brokers with no minimum deposit. At 340, 1999 SEC LEXIS 1754, at *18. The firm is a closely held corporation founded in 1990. Our current minimum is $50, 000 of annual commissions which can be satisfied by either securities or insurance production. A suitability analysis of a particular recommendation and consideration of a customer's overall investment portfolio, however, are not mutually exclusive concepts. 47 See Notice to Members 05-50, at 5 ("[R]ecommendations to liquidate or surrender a registered security such as a mutual fund, variable annuity, or variable life contract must be suitable, including where such liquidations or surrender[s] are for the purpose of funding the purchase of an unregistered [equity indexed annuity]. The approach we take is educational, and we try to be efficient and thorough. EIA commissions are paid directly to you from carriers. Regardless, I strongly recommend you look for a firm that is willing and able to support a business that is similar to what you expect to have upon going independent.
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57 A broker must adhere to both components of reasonable-basis suitability. Frequently Asked Questions. 31 Firms should note, however, that SEA Rule 17a-3 requires that, for each account with a natural person as a customer or owner, a broker-dealer generally must create a record that includes, among other things, the account's investment objectives. We provide a line-up of the best insurance companies available utilizing wholesale specialists as resources. As discussed above, aside from the instances when a firm determines not to seek certain information (addressed in [FAQ 3.
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A broker who recommended "that his customers purchase promissory notes to give him money to use in his business. " 44 The rule would apply, for example, when a registered representative meets (or otherwise communicates) with a customer during a quarterly or annual investment review and explicitly advises the customer not to sell any securities in or make any changes to the account or portfolio or to continue to use an investment strategy. Quantitative suitability requires a broker who has actual or de facto control 63 over a customer account to have a reasonable basis for believing that, in light of the customer's investment profile, a series of recommended transactions, even if suitable when viewed in isolation, are not excessive and unsuitable for the customer. Given the world we live in, I would assume you can find other options that would be similar, because it is a competitive world, and I think the firm I am affiliated with is still willing and able to support this kind of business. Stock brokers with no minimum. That's rounded up a bit, but that's a good number that includes a few bucks for your firm CE. Our products include: Mutual Funds, Variable Annuities/Life, Unit Investment Trusts, Limited Partnerships, Private Placements, 1031 Exchanges, Stocks, Bonds, Brokered CD's, Fixed Insurance products, Disability and Retirement Plans.
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64 Factors such as turnover rate, 65 cost-to-equity ratio, 66 and use of in-and-out trading 67 in a customer's account may provide a basis for finding that the activity at issue was excessive. Moreover, absent "red flags" indicating that such information is inaccurate or that the customer is unclear about the information, a broker generally may rely on the customer's responses. '")[, aff'd, 416 F. App'x 142 (3d Cir. With our help your move becomes a very manageable task. And when you call the home office, you will never get stuck in an automated phone queue. Some customers with long time horizons may not desire to take on such risk and others, because of considerations outside their time horizons, are unable to do so. Other alternatives such as venture capital, private placement offerings, and overseas holdings are also available to clients who qualify. At SCF, you have complete freedom to run your practice your way, offering the products and services that best serve your clients' needs. You might be able to find a fairly inexpensive office that could help with perception if you are trying to grow, especially when you are moving over. Estate Planning Guidance and educational material. A broker who sought to increase his commissions by recommending that customers use margin so that they could purchase larger numbers of securities. As discussed above in the answer to [FAQ 4.
Your E&O coverage is placed in effect as soon as you register with us so you do not experience dangerous gaps in your coverage. They have empathy for your need to navigate the barrage of controls, rules, and regulations endemic to our industry. We work with some of the best carriers in the business to offer you and your clients unsurpassed product options. 4 See, e. g., Rafael Pinchas, 54 S. 331, 341 n. 22, 1999 SEC LEXIS 1754, at *20 n. 22 (1999) ("Transactions that were not specifically authorized by a client but were executed on the client's behalf are considered to have been implicitly recommended within the meaning of [FINRA's suitability rule]. Broker-dealers] have different business models; offer divergent services, products and investment strategies; and employ distinct approaches to complying with applicable regulatory requirements. " So if you are affiliated directly with my firm and use their home office supervision, you will have a 90% payout on mutual funds, advisory business, annuities, and most things that are not stocks or bond transactions. 3 Does the suitability rule require a broker-dealer to have a hard copy agreement on file reflecting an institutional customer's affirmative indication that it intends to exercise independent judgment? 03 excludes from the suitability rule's coverage various types of communications that are educational in nature even though they could be considered investment strategies involving securities. So if you don't have any stocks or bonds transactions or very little, you can probably assume you are going to make close to 90% as a gross payout. In most instances, asking a customer for the information would constitute reasonable diligence.
You may have your own RIA if you prefer, and we will do the monitoring and compliance suitability review that is required. See also [infra note 86; Regulatory Notice 12-25, at 19 n. 12]. Being independent is great, but I think one of the main benefits should be that you don't have to worry about someone else's number for your business. We believe there are only a select few that embrace a business model similar to Chelsea Financial. A: Call our office any time during business hours and you will reach a real person, not a phone system.
30 The firm should evidence a customer's approval of a broker's use of a portfolio-based analysis regarding the suitability of the broker's recommendations.