Smart Money Housing Reverse Mortgage Counseling — Monterey County Fair & Event Center To Host Pop-Up Drive-In Movie Nights With Pre-Order Concession Snack Packs, Weekends Through The Summer - Monterey County Fairgrounds

July 22, 2024, 2:30 am

3621 W. 24th Street. Smart money housing reverse mortgage counseling requirements. Communication skills: Ability to translate technical information into layman's terms, ability to communicate effectively with a wide variety of people including lenders, community groups, real estate professionals, landlords, attorneys, public officials, and low-income families from diverse cultures and backgrounds. This means that more seniors are exploring their financial options with like-minded, quality reverse mortgage counseling agencies that are focused on meeting the needs of senior citizens. Read up on the types of reverse mortgages, their benefits, and how you can protect yourself.

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Smart Money Housing Reverse Mortgage Counseling Companies

This additional income can help cover health care expenses. Click here to view the Minnesota Foreclosure Timeline. Reverse Mortgage Counseling: What You Need to Know. Longbridge Financial. Do I need to schedule an appointment? Conduct follow-up with Veterans to ensure their housing situation remains stable. Must be detail-oriented, with high attention to accuracy. In addition, they will review what you've been told by your lender to confirm the information you have received is accurate and truthful.

Smart Money Housing Reverse Mortgage Counseling

We are seeking employees who are smart, high energy, committed to helping people to join our housing services delivery team. Free Reverse Mortgage Counseling for Seniors Seeking to Use Home Equity. Each HUD-approved workshop will provide the attendee a HUD certificate upon the workshop completion that provides proof of eligibility for first-time homebuyer assistance programs that have HUD education requirements. Maintain accurate written and computer based files. The IAC elects one ex-officio member to the RMCA Board of Directors.

Smart Money Housing Reverse Mortgage Counseling Requirements

The counseling rule insures all applicants know exactly what they must do and what their benefits are under a HECM loan. Advantages of reverse mortgage solutions. Smart money housing reverse mortgage counseling agencies near me. How long is a reverse mortgage counseling certificate good for? And revolving lines of credit are consistently paid late. • A demonstrated commitment to affordable housing, social justice, or community education. 3) The RMCA voice to HUD, regulators, and lenders has produced some optimal industry solutions, such as the policy change to Borrower-Paid Counseling Fee guidelines that allows agencies the option to charge senior citizens for counseling up front or defer payment until the loan closes. Discover how you can achieve the retirement you deserve with flexible home financing solutions.

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Participation in both initial and six-month member surveys designed to determine to what extent the reverse mortgage has served its purpose (the purpose of these surveys is to raise the level of knowledge and understanding of aging in place issues and how they can be accomplished using a reverse mortgage); c. A free, co-branded United Networks of America Rx discount drug card; and. If you have to move and put your home up for sale as part of the move, you're still bound by the requirement to live in the house for 12 consecutive months. Consult your financial advisor before implementing financial strategies for your retirement. They are backed by the U. S. Department of Housing and Urban Development. Proceeds can be used for living and healthcare expenses, debt repayment and other bills. Reverse mortgage solutions are a type of loan that lets homeowners 62 years of age or older borrow against the equity in their home to receive a lump sum cash payment, monthly payments or a line of credit. Additionally, these workshops present the homebuyer assistance programs currently available, such as the Neighborhood Stabilization Programs, Home Rehabilitation, and down payment and closing cost assistance. This type of reverse mortgage has a variety of advantages. The members provide input and advice on behalf of the lending community to the management team regarding best practices, market research, analysis of the reverse mortgage industry, and general counseling issues. Smart money housing reverse mortgage counseling san diego ca. Any possible impact on public benefits. Contact Phone: 773-533-0243.

Smart Money Housing Reverse Mortgage Counseling Agency

Some realized and soon-to-be realized benefits of collaboration that could not be achieved individually include: 1) Access by senior citizens to a network of reverse mortgage counseling agencies nationwide. Smart-Money-Housing-Reverse-Mortgage-Counseling. • College degree not required. In addition, you can choose how the money is withdrawn, such as fixed monthly payments or a line of credit (or both options simultaneously). If you are exploring a HECM reverse mortgage, we are required to send you a few documents to read prior to your counseling session. Ability to be flexible and respond to changes in priority.

Smart Money Housing Reverse Mortgage Counseling Agencies Near Me

At least two years of specialized professional experience in case management / social work (MSW with field placements may count towards professional experience. If your lender hasn't done so already, the counselor will send you an information packet full of materials to further prepare you for your upcoming session. How long is the reverse mortgage counseling session? This is important since the certificates are not interchangeable. The TBRA program is a housing subsidy program for low-income individuals living with HIV in the D. Metropolitan region. Weekdays, weekends and evening hours available. In early 2006, the National Counseling on Aging (NCOA) met with the U. S. Department of Housing and Urban Development (HUD) to discuss a concept for a nonprofit organization to provide for a more stable, transparent, and sustainable funding mechanism for reverse mortgage counseling. To help you understand the terms of your. Provide workshops and trainings on fair housing and fair housing related information to the public. Before they reach the point of no return. Single-purpose reverse mortgage – This mortgage is not as common as the other two, and is usually offered by nonprofit organizations and state and local government agencies. HCS is a nonprofit 501(c)3 organization founded in 1972 to provide comprehensive housing counseling, training, advocacy, and technical assistance to low and moderate-income tenants, homebuyers, homeowners, and the homeless.

The ways you could violate the terms of a reverse mortgage include: - The home is no longer your primary residence. When you move out of the home, sell it or pass away, the proceeds from the sale of the home are used to repay the loan to the lender. Counseling sessions can take place either face-to-face or via telephone; counselors have been trained to deliver the required information regardless of the method of communication. You can obtain a list of independent counselors on your own by contacting HUD by phone (800-569-4287) or online at. HECM/ HUD Counselors for Phone Appt. Usually, you must be at least 62 years old, have at least 50% equity in your home, and be a resident of the home. While a loan like HELOC doesn't require counseling, it is very important that the borrower has a clear understanding of how reverse mortgages work. "This means that you cannot leave the home for more than 12 consecutive months, " explains Michael Micheletti, spokesperson for Unlock Technologies, a company that helps homeowners access their equity. A minimum of combined higher education and/or professional experience totaling at least 4 years to support the position requirements; and. Counseling for those with vested interest.

Catholic Charities Financial and Housing Counselors see a strong need for financial education within the community, and this is why staff conduct financial education on a variety of topics. "Typically, the homeowner or beneficiaries are not responsible for any costs if the house is sold for less than the amount owed, " adds Sullivan. There is no waiting list for this service. Leftover equity (implications for borrowers and their heirs). Housing Counseling Services (HCS) is seeking a new full time Tenant Organizer to work collaboratively with tenants and tenant groups throughout Washington, DC. The U. S. Department of Housing and Urban Development (HUD) requires that homeowner(s) interested in pursuing a Home Equity Conversion Mortgage (HECM) receive mandatory reverse mortgage counseling regarding the implications of and alternatives to a reverse mortgage from a HUD-approved HECM counseling agency. The opposite, however, can pose a problem: If the balance exceeds the home's value, your heirs may need to hand ownership of the home back to the lender. Well organized and ability to prioritized work requirements. This position manages the day-to-day operation of our housing programs and direct services programs serving Persons Living With HIV/AIDS (PLWHA) in the D. C. metropolitan region. If you decide to get a single-purpose reverse mortgage, you should be sure to find a lender who is reputable. This role furthers HCS' goals of empowering tenants to make informed decisions about their housing and to prevent the displacement of low- to moderate-income tenants from the District. Website: Services Available: - Financial Management/Budget Counseling - Mortgage Delinquency and Default Resolution Counseling - Non-Delinquency Post Purchase Workshops - Pre-purchase Counseling - Pre-purchase Homebuyer Education Workshops - Reverse Mortgage Counseling.

Are scheduled through our main office number. 6141 West Roosevelt Road. A reverse mortgage might serve you well, but there are a number of critical issues you need to consider before you can make the right decision. The Housing Foundation of America, Inc. provides interested individuals and families the opportunity to attend monthly 8-hour HUD certificate training workshops, where on completion will receive a HUD-approved certification. A reverse mortgage is a great way to access your home's equity to supplement your income, establish a "rainy day fund" or meet a variety of other financial goals. The amount a homeowner can borrow, known as the principal limit, varies based on the age of the youngest borrower or eligible non-borrowing spouse, current interest rates, the HECM mortgage limit ($970, 800 in 2022) and the home's value. 6)Quality improvement services and other research. Have these mandatory documents available: HUD document titled "Preparing for your counseling session" (PDF file, 4 Pages) and the National Council on Aging (NCOA) booklet "Use Your Home to Stay Home" (PDF file, 26 Pages). Our financial counseling services include: As a licensed U. S. Department of Housing and Urban Development (HUD) provider, our counselors meet with renters and homeowners one-on-one to discuss your needs and financial challenges. The protocols further require that a counselor discuss fraud prevention and educate consumers on how to protect themselves. Borrower obligations, especially taxes and insurance. Our goal is to build sustainable communities through informed housing consumers. Map: Nearby Assistance Programs.

Other duties as assigned by immediate supervisor and Program Directors. Request your pre-counseling document set (Includes loan comparison, closing cost worksheet, amortization schedule, TALC – total annual loan costs). In fact, a reverse mortgage is a good option for many seniors who want to stay in their homes and protect their assets. Your due diligence is optional.

Movie theaters will reopen with limited capacity to 25% or 100 people, whichever is fewer. Century Monterey 13Century Monterey 13 is a movie theater in Monterey County located on Del Monte Center. "Mamma Mia, " set for 7:30 p. Saturday, June 27 is sold out. "It's going to be the first time. The adobe and house sit empty and begin to deteriorate. The last screening of "Indiana Jones" will be followed by a streamed-in fireworks show as part of the festivities. Monterey Museum of Art is situated 1½ km north of Century Monterey 13. Building Restoration. Place orders here: Another food option is the Fair Food Drive-Thru, which will be held from 5-9 p. Fridays and Saturdays, through the summer (with extended hours on Fourth of July, 12 noon to 9 p. Enter at Gate #6 at the fairgrounds, where you will be given a menu of what's available, then follow the signs and directions on how to order and have your food delivered to your car. OpenStreetMap Featurebuilding=yes. Monterey Peninsula College is a public community college in Monterey, California. Part of it later becomes a saloon. Sponsorships and advertisement opportunities are also available. 58382° or 36° 35' 2" north.

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It is home of the annual award-winning Monterey County Fair, host to many major and private events on the Central Coast, and the site of the Monterey Bay Race Place, a Satellite Wagering Facility. First play produced in spring. This announcement comes after a year of battling with the pandemic and some residents are glad to sit down with their favorite bowl of popcorn and enjoy a movie. Gloria Greenstein moved to Monterey moved to Monterey a month before the pandemic began and hasn't been able to see a movie. Description: movie theater in Monterey, California, United States. Jack) Swan acquires land on Calle Estrada, now sw corner of Pacific and Scott Streets in Monterey. Current Fundraising Efforts. Help us to realize this goal by making a donation today!

1937: Denny-Watrous Management of Carmel lease the building for theatrical performances. The house and adobe function over the next 46 years as a lodging house, whaling station (addition of a look out tower occurred in the 1850s), a drug store in the 1870s and finally a tea room and shop. If attending the movie that night, exit gate #4, then proceed back to gate #6 to enter the Pattee Arena for the movie screening. Ten plays are produced over the twenty one months. OpenStreetMap Featureamenity=cinema. MONTEREY COUNTY, Calif. (KION) Monterey County announced that the county will be moving to the red tier on Wednesday, which means that movie theaters can open. The CEO anticipates a huge turnout with it being a year since the Salinas location has opened. 1847: Long adobe complete by the end of the year and serves as a boarding house for sailors, along with the saloon. Brief Chronology of California's First Theatre. Cost is $30 per car. Del Monte Shopping Center, also known as Del Monte Center, is an open-air shopping center located in Monterey, California.

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1850-96: Swan rents his adobe and begins a life seeking gold in the Sierra. Swan a successful businessman. Our management team is really excited, of course, after a year to reopen the doors again, " says Schlotterbeck. Century Monterey 13. "It would just be fun to be in a movie theater and maybe even talk to the strangers next to you even though that'd probably bother them, " says Greenstein. Attendance is limited to 75 cars per performance, so buy tickets as soon as possible because it will sell out. Notable Places in the Area.

Resources received from these grants will go towards installing a French drainage system, fire suppression repairs, and ADA upgrades to the building. Ticket includes Monterey Pop Festival anniversary program. Open Location Code848WH4M4+GF. Concession packages can be pre-ordered up until one hour before show and will be delivered to your car once inside the Pattee Arena. A Special Thank You to 4th of July Weekend Sponsor Premier Hyundai and Premier Chevrolet of Seaside. Wikidata IDQ44872095. MSHPA has also received grants for the First Theatre restoration from the Community Foundation for Monterey County and the Monterey Peninsula Foundation. California's First Theatre. For more information, contact the Fair Administration Office, at 2004 Fairground Road in Monterey, by calling (831) 372-5863 or go to more information. Type: Movie theater. In 2019, MSHPA received $194, 360 through the Save America's Treasures grant program, funded by the Historic Preservation Fund, and administered by the National Park Service, Department of Interior. Del Monte Center is situated 310 metres west of Century Monterey 13. Theaters like Maya Cinemas in Salinas and Cinemark Monterey in Del Monte Shopping Center are set to open on Friday.

Movie Theater Near Monterey Ca Today

Thanks for contributing to our open data sources. MSHPA and California State Parks are working together to restore California's First Theatre as a resource to the community that will enable performances, education, interpretation, and special events that meet our shared vision to preserve and sustain Monterey's distinctive history. All tickets are $30 per car per movie and Saturday's 11 AM screening is $20.

OpenStreetMap IDway 151562349. The total estimated for restoration is $2, 000, 000. 1885: After a Gold Rush boom-and-bust life, Swan retires penniless to his house. It is a state-owned multi-use facility that features four large banquet rooms, two outdoor concert venues, and a variety of outdoor and indoor cost-effective sites ideal for all types of events.

Movie Times In Monterey

Localities in the Area. Tickets for the Fourth of July weekend movies are now on sale at Movies being screened on Fourth of July weekend are: the original classic "Raiders of the Lost Ark" at 5:30 and 8:30 p. Friday, July 3 (gates open at 4:30 p. ); "The Angry Birds Movie 2, " at 11 a. and 3 p. Saturday, July 4 (gates open at 10 a. The Monterey County Fair & Event Center is a premier event center set on 22 oak-studded acres with ample parking. Thank you for your interest in California's First Theatre. About the Monterey County Fair & Event Center.

MSHPA has matched over $200, 000 in funds towards the restoration. Gates open at 6:30 p. m. Also being shown this weekend will be "Sonic the Hedgehog" starring Jim Carrey and James Marsden at 3 p. Saturday, June 27. The Troupers of the Gold Coast begin residence. Address: 1700 Del Monte Center, Monterey, CA. Carmel-by-the-Sea, often called just Carmel, is a beautiful oceanside town on California's Highway 1, complete with dramatic views, white beaches, friendly locals and great food. © OpenStreetMap, Mapbox and Maxar. The screenings in the Pattee Arena kick off at 7:30 p. m. on Friday, June 26, with the classic 1967 film "Monterey Pop, " directed by D. A. Pennebaker and featuring performances by The Who, Jimi Hendrix, Otis Redding and Janis Joplin. For information, contact Monterey County Fair & Event Center at (831) 372-5863 or. The Monterey Museum of Art an art museum located in Monterey, California. With Monterey County announcing moving to the red tier, some semblance of normalcy is returning to the central coast.

Movie Theater Near Monterey Ca This Weekend

She's excited to finally be able to step foot inside. Fair Food Drive Thru features such fair goodies as hot dogs, nachos, funnel cake, deep-fried Oreos, Twinkies and Snickers, popcorn, pickles, churros, caramel apples, cotton candy, kettle corn, smoked turkey leg, corn dogs, mozzarella sticks, and deep-fried mushrooms and zucchini from vendors Papas Papas, Candyland, and Sierra Korn. Gates open at 2 p. for the matinee screening. 1999: Building closed for restoration. 1920: Restoration complete and buildings reopened as a museum.

Performances continue with a resident group of locals and mustered sailors through February 1850. The CEO of Maya Cinemas, Francisco Schlotterbeck, says it will be exactly a year since doors were open at the theater. Drive-In Movie Snack Pack: Includes: 1 large popcorn, 4 bottles of water, 1 regular cotton candy, 1 box of Red Vines, and 1 box of Junior Mints. Century Monterey 13 is situated nearby to the health club Gold's Gym and the retail area Del Monte Center. 1848-50: Begins conversion of building into a theater. June 26, 2020) — The Monterey County Fair & Event Center will be hosting a Pop-Up Drive-In Movie Night every Friday and Saturday afternoon and evening from June 26 through Aug. 29, including concession stand snack packs delivered right to your car.

1906: Building purchased by a group of Monterey citizens (Hearst Family) and deeded to the State of California. Donate to the Restoration Project today! To pre-order Sierra Korn, text (530)717-9671. RESTORE PRESERVE PROMOTE.

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