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The following provides additional information on Gratiot Community Credit Union services, branches as well as hours of operation. Community Credit Unions are local banks that provide financial services to smaller communities and tend to be better than major banks for several reasons which include: Better rates on savings accounts and certificates of deposits. Community Credit Unions tend to have a more personalized customer service experience and have higher customer satisfaction rates. "You could receive up to a 1% rate discount on your current loan if you transfer your loan from another financial institution to Gratiot Community Credit Union.

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Find all routing number for Gratiot Community in the below table. Apply Now to become a member. Select a location to view details about that location: ATMs. ♦ Checking Accounts. No, the credit union will continue to provide competitive rates on loans and deposits and minimize our fees. Routing Number for Gratiot Community is 272476394. Then select Text Banking Home to access the enrollment screens. So if you're looking for a great community-based credit union and you live or plan to live in the areas that Gratiot Community Credit Union operates this could be a great financial institution for you. Gratiot Community Credit Union is a NCUA Insured Credit Union (State Credit Union) and its NCUA ID is 61986. Automation and Routing Contact.

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Your vacation club is a separate savings account from regular shares. The credit union was founded in 1955 and is headquartered in Alma, Michigan. We were pleased with GCCU's commitment to their members especially their younger members as well as their great service offerings. The effective date for the name change to Route 31 Credit Union is Monday, August 15, 2022. Gratiot Community Credit Union Online Bill payment. If you use a Bill Pay service outside of Route 31's online Bill Pay and you have payments sent to us, you may have to update our name in their system. If you are using the credit union mobile app no action is necessary if your phone is set to automatically update apps. The last number is called as a check digit number which is a confirmation number. About Community Credit Unions: Are Community Credit Unions Better vs Banks? Preferred Credit Union makes it possible for you to have direct access to your credit union account with just one phone call. Address mentioned in the table may differ from your branch office address. As per their website: To become a member of Gratiot Community Credit Union, you must either live, work, or worship in Gratiot, Mecosta, Isabella, Midland, Montcalm, Saginaw, Ionia, Clinton, or Shiawassee county.

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7-Eleven #25676 - 17895 12 Mile Rd, Roseville. ALMA, MI 48801-0000. When you order new checks, they will be updated with our new name and logo. The new website address is. When your card expires and comes up for review after August 15, 2022, or needs to be replaced for any reason, you will be given a new Route 31 Credit Union card. Our name and signs have changed, but we are still be the same great community financial institution you trust, providing the service you love. Looking at Gratiot Community Credit Unions' (GCCU) size, it currently has close to $47 million in assets, 2 branches, and over 6, 000 members. Banks offer ACH services for businesses who want to collect funds and make payments electronically in batches through the national ACH network. In case you want to redeem redeem rewards points visit Offers page. This is an ideal way to save for your holiday expenses. Follow the credit union Facebook and Instagram pages or our website for updates. The ABA routing number is a 9-digit identification number assigned to financial institutions by The American Bankers Association (ABA). Customers of Gratiot Community Credit Union can pay there bills by logging in the official website (given below) and visit Pay Bills Section to make the payments. 00 is required to open the account.

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As time passed, Co-Optical Service became the main sponsor base and anyone that lived or worked in Muskegon, Oceana, Ottawa, or Newaygo counties could join. This is why believes Gratiot Community Credit Union is well deserved to receive the designation of Excellent choice, Credit Union [2]. Each time you visit the credit union and make a deposit of $1. Since these numbers are not changing, your payments will not be affected in any way. To get started: - Enroll in Text Banking by clicking on the "Go Mobile" button on the It'sMe247 toolbar. It'sMe247 Mobile Text Banking allows you to get real time balances on your accounts any time for FREE (message and data rates may apply).

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We also liked some of the competitive loans offered to members such as newer Auto/RV's Loans at only 1. When you join Gratiot Community Credit Union, you do so by opening a regular share account with a minimum $5. The best way to find the routing number for your Gratiot Community checking, savings or business account is to look into the lower left corner of the bank check. Find Gratiot Community Routing Number on a Check. If you are not set up for automatic updates, go into your app store to update the app. Status Valid Routing Number. Christian Financial CU - 27454 Gratiot Ave, Roseville. 00 on investment checking only. " ACH helps to improves payment processing efficiency and accuracy, and reduce expenses. This change may not happen right away. CU*Talk (Phone Banking).

Online and Mobile Banking: Yes. The first four digits identify the Federal Reserve district where the bank is located. There will be little to no impact on the member. The Board, Managers and Employees of Route 31 Credit Union believe in supporting our community through sponsorships and volunteering. We are the same credit union that was established in 1949, but we just have a new name and fresh brand. ATMs and Shared Branches in Roseville, MI. ♦ Investment Accounts. No, your member number(s) and routing number will remain the same.

These drawings will take place on the last business day of March, June, September, and December. Following is a list of some of the local organizations that we have supported in the past: With a long history of providing financial services to the residents living in Alma and Ithaca and surrounding counties; it's not hard to see why this is such a great Credit Union. Periodically will name a credit union as a top choice (Top credit union) based on several criteria such as customer and employee reviews, complaints, satisfaction, growth, locations, brand, and social responsibility. To complete a wire transfer, the sender must provide his bank name and account number of the recipient, the receiving account number, the city and state of the receiving bank and the bank's routing number. The setup for eNotices allows you to request that an email notification be sent alerting you to the fact that the eNotice has been sent. Our mission, as a member-owned Credit Union is to serve the financial needs of our members in a friendly, prompt, and personalized manner, always maintaining the highest integrity and confidentiality. Enter your account password & answer the security question to sign in. Local deposits are used to make loans to local businesses. 211 West Center Street. "Alma is a small town that was was founded in 1853. it's the largest town in Gratiot County in the state of Michigan with a population just under 10, 000.

Dividends are paid to the Christmas club account before the transfer is made. 855 East Center Street. Routes Fed Bank 071000301. Credit union membership was open to members of the Co-op store who lived or worked in Muskegon, Oceana, Ottawa and Newaygo counties. Yes, you can continue to use your Muskegon Co-op checks and deposit slips. COSTCO #0394 - 27118 GRATIOT AVE, ROSEVILLE.

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